:root{
  --primary:#0042cf; --primary2:#2d70ff; --ink:#0f172a; --muted:#64748b;
  --bg:#f4f8ff; --card:#fff; --border:#dbe4f0; --soft:#eef5ff;
  --success:#12805c; --warning:#9a6700; --max:1180px; --radius:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7}
a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.container{width:min(var(--max),calc(100% - 32px));margin:auto}
.topbar{background:#0b2d87;color:#fff;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0}
header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:30}
.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:22px;color:var(--ink)}
.logo-mark{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--primary),var(--primary2));color:#fff;display:grid;place-items:center;font-weight:900}
.navlinks{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.navlinks a{font-size:14px;font-weight:650;color:#334155}
.navlinks a:hover{color:var(--primary);text-decoration:none}
.menu-btn{display:none;background:#fff;border:1px solid var(--border);border-radius:10px;padding:9px 11px}
.hero{padding:56px 0 34px;background:linear-gradient(180deg,#fff 0,#f4f8ff 100%)}
.hero-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:34px;align-items:center}
.eyebrow{display:inline-block;background:#eaf1ff;color:#0b42b6;padding:7px 12px;border-radius:999px;font-weight:750;font-size:13px}
h1{font-size:clamp(34px,5vw,56px);line-height:1.1;margin:16px 0}
h2{font-size:clamp(25px,3.2vw,35px);line-height:1.2;margin:0 0 14px}
h3{font-size:20px;line-height:1.3;margin:24px 0 8px}
.lead{font-size:18px;color:#475569;max-width:760px}
.hero-card{background:linear-gradient(145deg,#082b88,#1467ff);color:#fff;border-radius:28px;padding:26px;box-shadow:0 18px 50px rgba(0,66,207,.22)}
.hero-card h3{margin-top:0;color:#fff}
.hero-card p{color:#e7efff}
.pill{display:inline-flex;padding:6px 10px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.2);border-radius:999px;font-size:12px;margin:4px 4px 0 0}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.btn{display:inline-block;padding:12px 18px;border-radius:12px;font-weight:750;border:1px solid var(--primary)}
.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:#0036ad;text-decoration:none}
.btn-light{background:#fff;color:var(--primary)}.btn-light:hover{text-decoration:none;background:#f4f8ff}
.notice{margin:22px 0;padding:16px 18px;border-left:5px solid var(--primary);background:#eef5ff;border-radius:12px}
.notice.warning{border-left-color:#dca20c;background:#fff8df}
section{padding:46px 0}
.section-head{max-width:800px;margin-bottom:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:0 6px 20px rgba(15,23,42,.04)}
.card .icon{font-size:26px;margin-bottom:10px}
.card h3{margin:4px 0 8px}
.muted{color:var(--muted)}
.table-wrap{overflow:auto;border-radius:16px;border:1px solid var(--border);background:#fff}
table{width:100%;border-collapse:collapse;min-width:640px}
th,td{padding:13px 14px;text-align:left;border-bottom:1px solid var(--border)}
th{background:#eff5ff;color:#123b92}
.statbar{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.stat{background:#fff;border:1px solid var(--border);border-radius:16px;padding:18px;text-align:center}
.stat strong{display:block;font-size:27px;color:var(--primary)}
.steps{counter-reset:step;display:grid;gap:14px}
.step{position:relative;padding:18px 18px 18px 62px;background:#fff;border:1px solid var(--border);border-radius:16px}
.step:before{counter-increment:step;content:counter(step);position:absolute;left:18px;top:18px;width:30px;height:30px;border-radius:10px;background:var(--primary);color:#fff;display:grid;place-items:center;font-weight:800}
.faq{border:1px solid var(--border);border-radius:14px;background:#fff;margin:10px 0;overflow:hidden}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:750}
.faq .answer{padding:0 18px 18px;color:#475569}
.breadcrumbs{font-size:13px;color:var(--muted);padding:16px 0}
.breadcrumbs a{color:#475569}
.page-hero{padding:34px 0;background:#fff;border-bottom:1px solid var(--border)}
.page-hero h1{font-size:clamp(32px,4vw,48px)}
.content{background:#fff}
.content .container{max-width:920px}
.content p{margin:0 0 15px}
.content ul,.content ol{padding-left:22px}
.callout{background:#f8fbff;border:1px solid #cfe0ff;border-radius:16px;padding:18px 20px;margin:18px 0}
.footer{background:#071a4d;color:#cbd8f2;margin-top:50px}
.footer .container{padding:40px 0 18px}
.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:28px}
.footer h3{color:#fff;font-size:16px;margin-top:0}
.footer a{color:#d8e4ff;font-size:14px}
.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:15px;font-size:13px}
.search-box{display:flex;gap:10px;margin-top:18px}
.search-box input{flex:1;padding:12px;border:1px solid var(--border);border-radius:12px}
.tag{display:inline-block;padding:6px 10px;background:#eef4ff;border-radius:999px;margin:4px;font-size:13px;color:#2549a5}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:900px){
 .hero-grid,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}
 .statbar{grid-template-columns:repeat(2,1fr)}
 .navlinks{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--border);padding:16px 20px;flex-direction:column;align-items:flex-start}
 .navlinks.open{display:flex}
 .menu-btn{display:block}
}
@media(max-width:560px){
 .container{width:min(var(--max),calc(100% - 22px))}
 .topbar .container{flex-direction:column}
 .hero{padding-top:35px}
 .statbar{grid-template-columns:1fr}
 .actions{flex-direction:column}.btn{text-align:center}
}